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No-Fault Reforms Become Law

May 31, 2019

Governor Gretchen Whitmer signed legislation making major reforms to Michigan’s auto no-fault insurance system. The plan provides guaranteed rate reduction for eight years, allows drivers a choice in how much Personal Injury Protection they choose to purchase, bans the use of non-driving factors in setting rates, and sets a fee schedule for hospitals and providers […]

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E Pluribus Unum Nets Auto No-Fault Reform

May 29, 2019

The phrase “E Pluribus Unum” meaning out of many, one – appears on our currency, just look at the ribbon in the eagle’s beak. It also appears in the various seals of our federal officials (President and Vice President) and bodies of the government (Congress, US House & Senate, and Supreme Court). The origin of […]

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Michigan on Brink of Historic Auto Insurance Reform

May 24, 2019

In a rare Friday session, the House and Senate are set to pass reforms to Michigan’s current auto no-fault insurance system. The deal came together after a week of negotiations between Governor Gretchen Whitmer, Senate Majority Leader Mike Shirkey (R-Clarklake) and House Speaker Lee Chatfield (R-Levering). The leaders have long agreed the system needed reforms […]

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House Dems Announce Auto Insurance Reforms

May 17, 2019

The House Democratic caucus announced a plan reforming auto insurance rates they say would bring a 40% reduction to Michigan’s high rates. Named the D.R.I.V.E. (Delivering Reduced Insurance Rates and Value to Every Michigander) plan, in addition to reducing rates, it aims to increase consumer protections, and end rate-setting practices such as red-lining. Specifics of […]

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How Did Michigan Get Our One-of-A-Kind Auto Insurance System?

May 15, 2019

Last week the Michigan House and Senate passed reforms to Michigan’s auto no-fault insurance system. In recent polling data, vehicle insurance rates are listed as one of the top two issues for Michigan voters. During the 2018 election cycle, auto insurance rates were a main policy theme of candidates on both sides of the aisle. […]

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House and Senate Pass No-Fault Reforms

May 10, 2019

Michigan’s current auto insurance system would be drastically changed under legislation passed by the House and Senate this week. Though each chamber voted on their own version of the bill, which includes differences that will need to be negotiated, both versions end the current no-fault auto insurance system as we know it today. The House’s […]

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Governor Orders Review of Two Aspects of Insurance Rates

May 03, 2019

Since Michigan has some of the highest auto insurance rates in the nation, Governor Gretchen Whitmer has ordered a review of two specific aspects to see their impact on rates. She has charged the Department of Insurance and Financial Services (DIFS) to examine the use of non-driving factors to set rates and the pricing of […]

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Governor Calls for Audit into Driver’s Insurance Premium Increase

Mar 29, 2019

Following a vote to increase driver’s insurance premiums this year, Governor Gretchen Whitmer called for an audit of the Michigan Catastrophic Claims Association (MCCA), who voted to increase the rate. The MCCA has increase the fee motorists pay to cover catastrophic medical claims annually for the last three years; 6.3% in 2017, 13% in 2018, […]

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